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Also, some employers opt to cover a higher percentage of the employee's monthly premium and sometimes a portion of the premium costs for an employee's dependents.
Getting coverage through a small business health insurance plan can be more affordable than buying coverage by yourself.
According to research published by e Health in 2016, the average small business plan purchased through e Health covered five people and cost $1,432 per month in total premiums – or $286 per person.
For the same plan, the premiums quoted on e Health should match premiums quoted from any other source, assuming the requested employee information, effective dates, and plans selected are the same.
If the premiums do not match, it's likely that the employee information entered is somehow different.
Please note that your final monthly rate will be the same whether you apply through e Health, another health insurance agent, or directly with the insurance company.
e Health offers 900 group health insurance plans from 70 carriers throughout the United States.
Because health insurance plan rates are filed with and regulated by your state Department of Insurance, you should pay the same monthly premium regardless of where you buy your insurance--from e Health, your local agent, or directly from the health insurance company.
This means that you can enjoy the advantages and convenience of shopping and purchasing your health insurance plan through e Health and be sure that you're getting the best available price.
In these cases, the employee covers the remainder of his or her own premium and then covers the full premium for any of his or her dependents.
Minimum employer contribution levels may differ from state to state and from one insurance company to the next.